Regular Checking
For individuals who want a low cost checking account
NOW Checking
For individuals who want a more flexible checking account and earn interest
Senior Checking
For individuals 65 or older with no maintenance fees and free standard checks
Take Control of Your Personal Wealth
We make it easy to organize your complete financial picture. Our online banking platform connects directly with Quicken, allowing individuals, families, and real estate landlords to sync their bank accounts effortlessly.
Automatic Transaction Downloads: Your cleared checks, deposits, and debit card purchases sync straight to your Quicken register.
Smart Budgeting Support: Bank data feeds cleanly into your software, keeping your household budgets and net worth tracking perfectly up to date.
Secure Data Sharing: We use secure, bank-grade encryption protocols to ensure your financial data transfers safely without ever exposing your login credentials.
Quicken is a registered trademark of Quicken Inc. [or its respective owners]. Our services are independent, and use of this trademark is for informational and descriptive purposes only.
Online & Mobile Banking, Bill Pay, and Debit MasterCard® Available!
For more information visit one of our branches or call a Personal Banker
Uptown
773-769-6868
Chinatown
312-842-6800
E-Mail us at:
customerservice@americanmetrobank.com
Compare Personal Checking
| Regular Checking | Senior Checking | NOW Checking | |
|---|---|---|---|
| Minimum Opening Deposit | $100.00 | #100.00 | $300.00 |
| Interest Bearing | No | Yes5 | Yes5 |
| Interest Rate4 | N/A | Variable1 Interest compounds and is paid monthly2 | Variable1 Interest Compounds and is paid monthly2 |
| Term | N/A | N/A | N/A |
| Minimum Daily Balance to Avoid Monthly Maintenance Fee | N/A | N/A | N/A |
| Minimum Average Daily Balance to Avoid Monthly Maintenance Fee | $500.00 | N/A | $1,000.00 |
| Monthly Maintenance Fee if Balance Requirements Not Met | $15.00 | N/A | $15.00 |
| Monthly Activity Fees | N/A | N/A | N/A |
| E-Statements/Monthly | Free | Free | Free |
| Paper Statements/Monthly | $3.00 | Free | Free |
| Online Banking | Free | Free | Free |
| Bill Pay Service | Available at no Cost | Available at no Cost | Available at no Cost |
| ATM Card | Free | Free | Free |
| Debit Card | Free | Free | Free |
| Other Features and Benefits | First 50 standard checks free No AMB fee for ATM transactions3 No surcharge fee for withdrawal transactions at Citibank Branch ATMs | Lifetime standard checks free No AMB fee for ATM transactions3 No surcharge fee for withdrawal transactions at Citibank Branch ATMs | No AMB fee for ATM transactions3 No surcharge fee for withdrawal transactions at Citibank Branch ATMs |
| Other Fees and Restrictions | None | Must be age 65 or older | None |
Regular Checking
Minimum Opening Deposit
$100.00
Interest Bearing
No
Interest Rate4
N/A
Term
N/A
Minimum Daily Balance to Avoid Monthly Maintenance Fee
N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee
$500.00
Monthly Maintenance Fee if Balance Requirements Not Met
$15.00
Monthly Activity Fees
N/A
E-Statements/Monthly
Free
Paper Statements/Monthly
$3.00
Online Banking
Free
Bill Pay Service
Available at no Cost
ATM Card
Free
Debit Card
Free
Other Features and Benefits
First 50 standard
checks free
No AMB fee for ATM
transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
checks free
No AMB fee for ATM
transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
Other Fees and Restrictions
None
Senior Checking
Minimum Opening Deposit
#100.00
Interest Bearing
Yes5
Interest Rate4
Variable1 Interest compounds and is paid monthly2
Term
N/A
Minimum Daily Balance to Avoid Monthly Maintenance Fee
N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee
N/A
Monthly Maintenance Fee if Balance Requirements Not Met
N/A
Monthly Activity Fees
N/A
E-Statements/Monthly
Free
Paper Statements/Monthly
Free
Online Banking
Free
Bill Pay Service
Available at no Cost
ATM Card
Free
Debit Card
Free
Other Features and Benefits
Lifetime standard checks free
No AMB fee
for ATM transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
No AMB fee
for ATM transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
Other Fees and Restrictions
Must be age 65 or older
NOW Checking
Minimum Opening Deposit
$300.00
Interest Bearing
Yes5
Interest Rate4
Variable1 Interest Compounds and is paid monthly2
Term
N/A
Minimum Daily Balance to Avoid Monthly Maintenance Fee
N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee
$1,000.00
Monthly Maintenance Fee if Balance Requirements Not Met
$15.00
Monthly Activity Fees
N/A
E-Statements/Monthly
Free
Paper Statements/Monthly
Free
Online Banking
Free
Bill Pay Service
Available at no Cost
ATM Card
Free
Debit Card
Free
Other Features and Benefits
No AMB fee
for ATM transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
for ATM transactions3
No surcharge fee for
withdrawal transactions
at Citibank Branch ATMs
Other Fees and Restrictions
None
1 Interest rates are subject to change at the Bank's discretion as often as daily without notice. Fees may reduce earnings.
2 If you close your account before interest is credited, you will not receive the accrued interest.
3 A proprietary bank fee may apply unless you use a SUM ATM
4 Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks)
5 We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
